“An Analytical Study of Fintech Utilisation and Digital Development in Primary Agricultural Credit Societies: (https://doi.org/10.5281/zenodo.21626381)” (2026) Bundelkhand Journal of Academic Research, 2(1). पर उपलब्ध: https://bjss.in/index.php/bjar/article/view/32 (अंतिम उपयोग: 5 नवम्बर 2026).